Health Insurance

Why do I need it?

While nobody plans to get sick or have an accident, unfortunately life is full of unexpected events that force us to seek medical advice and treatment. When these situations arise, your best financial defense is to have adequate health insurance.

Having health insurance can be compared to wearing a seat belt while you're driving. We all know seat belts can save lives, but only if you're buckled up before an accident occurs! The same concept applies with health insurance, in that you should be adequately covered before a need arises for costly medical care.

Health insurance, whether it's a group plan, individual or family plan, or a government-sponsored program, can help assure you won't be wiped out financially due to an unexpected event nor have to rely on an emergency room for medical treatment.

Please review the pages below to learn more about health insurance programs and how 2010 health care reform legislation may impact you. If you would like specific information on individual health insurance plans, try out our Self-Service Quoting or Request a Custom Quote.

• What is Traditional vs. Managed Care?
• Types of Major Medical Health Insurance
• What is a Health Savings Account (HSA)?
• Guaranteed-Issue Health Plans Including "COBRA" and "HIPAA"
• How Will I Be Impacted By 2010 Health Care Reform Legislation?