Life Insurance

A monetary benefit to a decedent's family or other designated beneficiary

Life insurance policies have been protecting families for hundreds of years. Historians believe that the Greeks and Romans introduced life insurance protection nearly fifteen hundred years ago with guilds called "benevolent societies". These guilds covered the costs of members' funeral expenses and helped the survivors monetarily.

Today, life insurance is used for many purposes including replacement of lost income, mortgage protection, buy-sell agreements between business partners, estate building and estate preservation. Policies may be term life, whole life, or universal life. In recent years specialty products have been developed to cover multiple risks, such as Long Term Care and life insurance, under the same policy contract.

Please use the pages below to find out more about the types of life insurance available and which type of coverage is most suitable for you. If you would like further information such as a life insurance rate quote, you may Request a Custom Quote or Contact Us.

• Term Life Insurance
• Whole Life Insurance
• Universal Life Insurance
• Accelerated Death Benefits and Viatical Settlements
• Life Insurance/Long Term Care Combination Policies